Code Upgrades and Material Selection in Reconstruction

The short answer

When a large loss triggers current building codes, reconstruction may have to exceed the original build, and ordinance-or-law coverage is what pays for those mandated upgrades. Getting this scoped correctly avoids surprises.

Why a rebuild is not always like-for-like

Codes evolve. Rebuilding after a significant loss can require updated electrical, fire, accessibility, or structural work beyond what was there before.

Ordinance-or-law coverage

This coverage addresses the added cost of code-required upgrades. Whether it applies, and how much, has to be scoped and documented into the claim.

Scoped right the first time

BuildWise identifies code-driven requirements up front and reflects them in the scope and claim, so the rebuild is compliant and the costs are covered.

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